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Home Improvement

How To Winterize Your Home To Save Money and Energy



ERIE® insurance coverage services are supplied by a number of of the next insurers: Erie Insurance coverage Trade, Erie Insurance coverage Firm, Erie Insurance coverage Property & Casualty Firm, Flagship Metropolis Insurance coverage Firm and Erie Household Life Insurance coverage Firm (residence places of work: Erie, Pennsylvania) or Erie Insurance coverage Firm of New York (residence workplace: Rochester, New York).  The businesses throughout the Erie Insurance coverage Group will not be licensed to function in all states. Seek advice from the firm licensure and states of operation data.

The insurance coverage merchandise and charges, if relevant, described on this weblog are in impact as of November 2021 and could also be modified at any time. 

Insurance coverage merchandise are topic to phrases, situations and exclusions not described on this weblog. The coverage incorporates the precise particulars of the coverages, phrases, situations and exclusions. 

The insurance coverage services described on this weblog will not be provided in all states.  ERIE life insurance coverage and annuity merchandise will not be out there in New York.  ERIE Medicare complement merchandise will not be out there within the District of Columbia, New York and Wisconsin.  ERIE long run care merchandise will not be out there within the District of Columbia and New York. 

Eligibility might be decided on the time of software primarily based upon relevant underwriting pointers and guidelines in impact at the moment.

Your ERIE agent can give you sensible steerage and reply questions you’ll have before you purchase.

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Home Improvement

Candle Fire Prevention: 10 Easy Tips



From pumpkin spice to winter pine to strawberry shortcake, there are a plethora of candle scents to select from—to not point out the limitless kinds candles are available.

No matter your go-to candle is, now could be positively the season to burn it. However do you know candles are the wrongdoer of 7,610 dwelling fires every year?* December is the height month for candle fires, with January being a quick follower. These fires trigger an annual common of 81 deaths, 677 hearth accidents, and $278 million in direct property harm.

So, whereas it would appear to be a no brainer, be sure that to comply with these protected candle practices.

See what separates us from the competitors with a personalised dwelling insurance coverage quote.

Candle Security Suggestions for the Holidays

  1. Keep shut by. By no means depart a candle unattended. In the event you discover your candle has a excessive, flickering flame, it’s time to extinguish it.
  2. Watch kiddos and pets. Maintain candles away from babies and pets. And don’t depart a baby asleep beside a candle. (And, after all, hold the lighters approach out of attain.)
  3. Clear some house. Make sure you place candles on an uncluttered, sturdy floor—and ensure it’s heat-resistant. Any candle in a vacation décor merchandise (even a votive) shouldn’t be close to the rest that would catch hearth.
  4. Transfer flammable gadgets. Maintain candles at the least one foot away from different supplies or gadgets whereas burning. Three out of 5 candle fires begin when flammable gadgets are too near a burning candle.
  5. All the time trim the wicks. Lengthy or warped wicks usually tend to burn inconsistently, drip or flare up. Buy a wick trimmer and hold wicks trimmed to ¼” for optimum candle use. (Professional tip: Wick trimmers retail between $10-15, so that they gained’t break the financial institution!)
  6. Learn the label. Take note of the producer’s suggestions for burn time and correct use. Each candle is totally different – some get too sizzling after a number of hours. No sticker with directions? Then critically rethink buying or utilizing that candle. If it doesn’t meet labeling requirements, it in all probability doesn’t meet different vital hearth security requirements.
  7. Dip that wick. Think about buying a wick dipper (only some bucks), you’ll forestall sizzling wax from splattering and in addition hold your wick protected, whereas eliminating the massive puff of black smoke you get if you simply blow it out.
  8. Know when it’s time to toss. Don’t burn a candle to the very finish of its life. Burning your candle all the best way down is a fireplace hazard. As a substitute, pitch it when there’s two inches of wax left in a freestanding candle or ½” in a container candle. Loads of higher-end candles burn out on their very own, however don’t rely on it.
  9. Spend money on high quality. Keep away from shopping for low cost candles – a whole lot of occasions they don’t final and aren’t even very aromatic after a number of burns, anyway. Take note of the width of the candle and the variety of wicks. For instance, a three-wick candle that’s too small in diameter can burn approach too quick and create a much bigger flame. A large candle with solely has two wicks, won’t burn evenly, both. Backside line: you get what you pay for.
  10. Go flameless! Think about alternate options to conventional candles: flameless candles, pod heaters or plug ins. At the moment’s flameless fashions look extremely actual, and a few even have scents. An alternative choice is utilizing a scent hotter which makes use of a pod of wax, relatively than a sizzling flame. Some are electrical and a few plug into your outlet. Once more, at all times comply with the producer’s directions on this stuff.

Candles may give your vacation or occasion that particular spark it wants, however when choosing an actual candle, ensure you and your loved ones take the right precautions. And speak to your ERIE agent to make sure you’ve ample protection on your dwelling and the whole lot in it.

*Based mostly on 2014-2018 annual averages from the Nationwide Fireplace Safety Affiliation.

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Home Improvement

How to Prepare Your House for Trick or Treaters



It’s practically Halloween — the time for superhero capes, princess tiaras and kids scampering from porch to porch.

Irrespective of the trick-or-treaters’ sport plan, they’re prepared for a sweet bonanza – and that begins with a knock at your door. So don’t let slips, journeys and falls dampen anybody’s evening. Be sure you slot in a easy security verify earlier than you fill the sweet bowl.

For those who plan on welcoming trick-or-treaters this yr, we’ve 9 ideas that can assist you prepare.

See what separates us from the competitors with a personalised house insurance coverage quote.

Halloween Security Ideas for Owners

  1. Clear the walkways. Toys, rakes, errant stones — clear all of them out of the way in which earlier than trick-or-treating begins. (Moist leaves are an particularly slippery offender!) A fast clean-up is without doubt one of the best methods to make your own home safer from slip, journey and fall hazards
  2. Gentle it up. Flip in your exterior lights, together with any flood lights, to assist create a secure path for trick-or-treaters. Test these early so you’ve got time to exchange any burned-out bulbs.
  3. Corral your pets. With all of the doorbells and guests, Halloween might be irritating on your animals  – and even a nicely behaved pet can chunk or scratch once they really feel anxious. A continually opening door makes it simple for furry pals to flee, too A greater concept? Hold pets in a secured room or wing of the home.
  4. Lock all different doorways. Mischief can occur if you’re doling out sweet, so play it secure by locking your entire different doorways. (That features any storage and automotive doorways, too!) The FBI experiences that roughly 30% of all burglaries are dedicated with out power courtesy of an unlocked door or window. 
  5. Test your railing. If it feels rickety, take the time to safe it in place.
  6. Skip candles. Sure, they provide your pumpkins that spooky glow. However a reside flame isn’t well worth the fireplace danger you take into account all of the draping costumes and equipment that can whiz by the flame. Professional tip: Go for the flameless selection as a substitute.
  7. Take into account your sweet decisions. Many children are allergic to sweet substances like nuts. To assist them benefit from the vacation, The Teal Pumpkin Undertaking encourages leaving a teal pumpkin in your stoop to let trick-or-treaters know that you’ve got non-food treats like stickers and toys readily available.
  8. Choose a great place. When you’ve got numerous stairs or an extended, winding path, take into account handing out sweet on the finish of your driveway. An alternative choice is to host a ‘trunk-or-treat’ occasion at one other location.
  9. Comb your yard. With all luck, the kiddos will keep on sidewalks and driveways. However they could wander. Filter out sticks, objects or different tripping hazards out of your yard.

Take a look at these blogs for extra ideas and methods (the nice variety) on Halloween security:

This Halloween, make sure that your own home is roofed in opposition to sudden methods. Contact an Erie Insurance coverage agent to seek out owners insurance coverage that’s best for you.

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Home Improvement

Storing an Emergency Water Supply: 6 Quick Tips



We’ve all seen the images on TV and social media of individuals stocking up on water earlier than a pure catastrophe.

Many instances, retailer cabinets normally stuffed with water and different requirements are naked. Luckily, there are steps you’ll be able to take to make sure you and your loved ones have clear, contemporary and secure ingesting water must you ever want it.

Water Storage for Emergency Preparedness

Listed below are some ideas to remember whenever you retailer water.

  • Know your portions. In response to the Water High quality and Well being Council, households ought to retailer at the least one gallon of water per particular person, per day. The typical particular person ought to drink at the least two quarts of water daily. Kids, nursing moms, aged relations and folks in hotter climates might have extra. It’s a good suggestion to additionally reserve water for private hygiene and meals preparation. The Federal Emergency Administration Company (FEMA) recommends storing water to final a minimal of three days. As a tip, one case of bottled water is about 4.6 gallons of water.
  • Retailer your water in a cool, darkish place. It’s necessary to maintain saved water away from warmth and lightweight, which may trigger the containers to leak. Don’t retailer water close to substances like gasoline, kerosene or pesticides, as vapors from these supplies may penetrate the plastic.
  • Examine the date. The most secure, most dependable supply of water in an emergency are bottles of water from a business supply. Most commercially bottled water could have an expiration date on the bottles. Normally, they’re good for as much as one 12 months. When you bottle your individual water from the faucet, the preparedness execs at advocate that you just exchange this water each six months.
  • Use the correct containers. When you’re bottling your individual water containers, it’s necessary to make use of comfortable plastic, fiberglass or enamel-lined steel containers with a tight-fitting lid. (Professional tip: Tenting provide shops normally have these in inventory.) By no means use a container that has beforehand held poisonous substances or substances that might breed micro organism (resembling milk jugs).
  • Preserve it clear. When utilizing your individual containers, it’s essential to totally clear every earlier than you replenish. recommends washing them first with common dish cleaning soap and water. Then, give every container a sanitizing rinse utilizing a ratio of 1 teaspoon of non-scented liquid chlorine bleach per quart of water. (The CDC recommends utilizing bleach that accommodates 5-9% sodium hypochlorite.)
  • Have a backup plan. When you run out of your stocked water provide, there could also be further sources of water in your house, together with melted ice cubes, in addition to water from canned items resembling fruit and vegetable juices. In response to the Water High quality and Well being Council, you must by no means use water from radiators, sizzling water boilers, waterbeds and swimming swimming pools or spas.

Preserve the following pointers in thoughts when planning your water storage. Pure disasters can occur in all areas throughout the nation, and it’s necessary to have a plan in place for catastrophe security.

Extra Emergency Preparedness Ideas

Your Erie Insurance coverage agent might help you discover the correct owners insurance coverage protection to assist climate the storm. (From hail to hurricanes, ERIE has your again.) For extra details about catastrophe preparedness, learn these associated articles from our weblog:

  • 5 Custom-made Emergency Kits to Climate Any Catastrophe
  • 31 Should-Have Objects for Your House Emergency Package
  • Pet Safety Tricks to Climate a Pure Catastrophe
  • Easy methods to Survive a Energy Outage
  • Q&A: Does My Insurance coverage Cowl Twister Injury?
  • Hurricane Prep Guidelines: 28 Issues to Do Earlier than a Hurricane
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